A Bank of England elemzői a digitális pénzről

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The economics of digital currencies (160KB)
By Robleh Ali, John Barrdear, Roger Clews and James Southgate

 
This article begins by addressing the question: to what extent could digital currencies be considered as money?
 
It argues that while digital currencies could, in theory, serve as money for anybody with an internet-enabled device, at present they serve the roles of money only to a limited extent and only for relatively few people: it is estimated that as few as 20,000 people in the United Kingdom currently hold any bitcoins, and that as few as 300 transactions may be conducted by those people per day.
http://www.bankofengland.co.uk > Publications > Digital currencies: Quarterly Bulletin 2014 Q3 pre-release articles – 11 September 2014

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